Austin, TX (October 15, 2026) – On Wednesday, October 14, two people lost their lives, and a third was critically hurt after an SUV hit a curb and overturned on the southbound Ed Bluestein Boulevard service road, near Bolm Road.
The SUV caught fire, and the Austin Fire Department had to force open two doors. They found two people inside who had died. The third occupant was taken by ambulance to a hospital with life-threatening injuries.
The cause of the accident is still under review.
We extend our sincere condolences to the deceased people's loved ones and wish the injured person a strong recovery.
What Does Underinsured Motorist Coverage Cover in Austin, TX?
Underinsured motorist coverage, typically called UIM, can help pay losses when an at-fault driver's liability policy is too low to cover them. In Texas, insurers must offer it with auto policies, and a driver must reject it in writing to go without it. It may apply to medical bills, lost income, and other damages.
Texas requires drivers to carry liability insurance of at least $30,000 per injured person, $60,000 per accident, and $25,000 for property damage. Those limits can run out quickly when injuries are serious, which is the gap UIM is meant to address. Whether it applies depends on the policy language and the choices made when it was purchased.
Many drivers may carry only the minimum, so a claim can easily exceed the at-fault driver's limits. Policies usually have notice requirements or consent-to-settle clauses, and settling with the at-fault driver without following them could affect UIM benefits.
In these cases, a car accident lawyer can review the declarations page, compare the at-fault driver's limits with the losses, and explain how the policy's UIM terms may apply to each specific situation.
If you have been involved in a car accident in Texas, Brian C. Gutierrez, PLLC can help you go over the details of your policy to help you understand what options may be open to you.
You can reach Brian C. Gutierrez, PLLC, at (979) 243-9912 to talk through your policy with our team and learn more.
Note: This post is based on information obtained from publicly available secondary sources. While we strive to ensure the accuracy of the information presented, Brian C. Gutierrez, PLLC has not independently verified all details of the incident reported. If you notice any inaccuracies or missing information, please contact Brian C. Gutierrez, PLLC so we can promptly review and update the content.
Disclaimer: The content of this post is provided for general informational purposes only and should not be interpreted as legal or medical advice. Reading this post does not create an attorney-client relationship with Brian C. Gutierrez, PLLC. If you have been injured in an accident, seek appropriate medical care and consult a qualified attorney regarding your legal options. Any images included are for illustrative purposes only and do not depict the actual accident scene or individuals involved.
